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Home Loan

Make Your Dream Home a Reality with MauBank’s Home Loan

Owning a home is one of life’s most significant milestones. With MauBank’s Home Loan in Mauritius, you benefit from tailored financing solutions that make homeownership more accessible. Whether you’re purchasing your first property, building your dream house, or renovating an existing one, MauBank offers competitive rates, flexible repayment terms, and expert guidance every step of the way.

Why Choose MauBank for Your Home Loan?

Explore the key benefits of choosing MauBank as your home financing partner

Repayment Term
Up to 35 years
Fast Approval
Get a decision sooner when all documents are in order.
Financing for Land/House/Apartment
Up to 100% for first-time buyers
Moratorium
Up to 12 months during construction phase
Life Insurance Cover
Included for your peace of mind
Minimum Loan Amount
Starting from MUR 100,000
Eligibility
Available to both customers and non-customers
Financing for Construction
Up to 100%
Get an Estimate
Who Can Apply for a MauBank Home Loan?
  • Eligibility Criteria at MauBank
  • Required Documents for a Home Loan Application
  • How to Apply for a Home Loan at MauBank
  • Open to Mauritian citizens and permanent residents ready to invest in their future home.
  • For both employed and self-employed individuals with a steady income.
  • Repayment capacity and minimum income assessed to ensure comfort and affordability.
  • Eligible properties must be located in Mauritius.
  • Loan tenure is designed to align with standard retirement age.

To apply for a home loan in Mauritius with MauBank, you will need:

  • Valid National ID or Passport
  • Recent utility bill (not older than 3 months)
  • Salary slips for the last 3 or 12 months
  • Bank statements (6 or 12 months, especially for non-MauBank customers)
  • Title deed / Sale agreement / Building permit
  • Site and location plans
  • Proof of other income (if applicable)
  • Marriage certificate (if applicable)
  • Visit any MauBank Business Centre

    • Meet our Relationship Officers who will guide you through eligibility checks, documentation, and applicable fees.
    • They will also carry out an initial assessment, including MCIB checks.
    • For added convenience, you can also meet our Sales Officers at your workplace.

  • Document Preparation

    • Our team will help you compile all necessary supporting documents and proceed with your loan application to ensure a smooth process.

  • Evaluation and Feedback

    • Your application will be reviewed by our credit team.
    • You may be contacted if any clarification or additional information is required.

  • Documentation and Formalities

    • Once your loan is approved, you will be required to:
    • Review and sign the loan offer letter and legal documents
    • Complete property valuation and title deed verification
      Finalise insurance and notarial formalities, where applicable

  • Disbursement of Funds

    After all documentation is completed:

    • Full disbursement applies for purchase or refinancing
    • Phased disbursement applies for construction or renovation projects (terms and conditions apply)
Frequently Asked Questions about Home Loans in Mauritius

Collateral and guarantor requirements depend on your project type and financial profile. Each application is evaluated case by case, in line with MauBank’s lending policy and Bank of Mauritius guidelines. During the application and review process, you’ll be informed of any collateral or guarantor requirement, ensuring full transparency before final approval.

Yes, you can. MauBank welcomes joint home loan applications with your spouse or partner.
A joint application allows both incomes to be considered, which can enhance your borrowing capacity and make home ownership more accessible.

Both applicants will be asked to provide the required identification and income documents, and will share equal responsibility for the repayment of the loan.

Yes. When you take a home loan with MauBank, having insurance in place is an important part of protecting what matters most: your home and your peace of mind.

You’ll be guided to take two essential covers:

·        Life Insurance (Loan Protection Cover) – This ensures that, in the unfortunate event of death or total permanent disability, the outstanding loan balance is taken care of. It offers financial security for your loved ones when they need it most.

·        Property Insurance (Fire and Allied Perils Cover) – This safeguards your home, the very heart of your investment, against unforeseen events such as fire, flood, or natural disasters (terms and conditions apply). It preserves the value of your property throughout the loan term.

These covers not only secure the Bank’s interest but also protect you and your family from life’s unexpected turns.
For added convenience, MauBank can help you arrange the required insurance through its trusted partners, making the process simple and seamless from start to finish.

Estimate Your Home Loan Repayments

Use our online loan estimator to calculate your monthly repayments and get a clearer view of your financial commitment.

Loan Amount
Rs
Rs 100,000 Rs 10,000,000
Please specify the amount of loan you require
Loan Tenure
5 year(s)
1 year 35 years
Please specify loan tenure
Interest Rate
6%
The interest rate is fixed.
Monthly Installment
Rs 0
Your estimated monthly installment
Total Repayment
Total amount you will repay over full tenure
0
Ready to apply?
Click the button below to apply for a loan.
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Disclaimer

We provide this calculator for convenience to you to deliver results based on your input and assumptions, to be used at your own risk.

It is provided to you for information purposes only, and does not constitute any financial or investment advice in any form or manner and it should not be used for any other purpose. It is a guide only, and we do not guarantee the accuracy of any information thereof. We strongly recommend that you seek the advice of a Relationship Manager before applying for a loan.

This calculator will not pre-qualify you for any facility whatsoever with MauBank Ltd. The results presented by this calculator are hypothetical and may not reflect the exact amount.

MauBank Ltd, its officers, agents and affiliates do not accept responsibility for any errors or omissions whatsoever in relation to this calculator, and do not accept liability for any loss, damage, inconvenience experienced or otherwise, caused in respect of any reliance on this calculator or information on this website or for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools.

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